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«A Study on the Availability and Utilisation of Microcredit in the Traditional Fisheries Sector of Kerala, India NIKITA GOPAL1*, P. JEYANTHI1, ...»

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Asian Fisheries Science Special Issue Vol.25S (2012):243-250 Credit needs of the rural population tend to be overlapping and credit requirements for employment generation cannot strictly be separated from credit needs for household consumption. Whether credit taken for one purpose is diverted for other requirements can be studied by taking up micro-level studies. Lack of generic tools to measure the impacts, especially to quantify the role microfinance plays in the empowerment of women, is a major constraint.

Further studies are required in small scale and traditional fishing communities.

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The authors thank the Director, Central Institute of Fisheries Technology, Cochin, Kerala, India for permission to publish this paper. The authors also wish to thank the respondents for their inputs during the conduct of the study.

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